Legal notices

Site editor

The poema-insurances.com website is edited by PUMA BP 98 Mata’Utu – Hahake, Wallis, Wallis & Futuna, an insurance brokerage firm with a capital of 838 euros, belonging to the Poe-ma Insurances Group, a limited liability company with a capital of 838,000 euros. As an insurance intermediary, the company is subject to the French Insurance Code, as per the provisions in force in Wallis & Futuna and has subscribed to professional indemnity insurance as well as a financial guarantee in compliance with Articles L530-1 and l530-2 of the said Code.

The website’s publication director is Vincent George. He may be contacted by e-mail: contact@poe-ma.com or letter to PUMA c/o Poe-ma Insurances BP 4652 – 98713 Papeete, Tahiti – French Polynesia.

Purpose of the website

The poema-insurances.com website provides general information on insurance contracts, products and related services. The aim is to give Internet users explanations on how insurance cover operates to help them select the most appropriate protection.

The poema-insurances.com website and PUMA are under no contractual obligation to work mostly, predominantly or exclusively with one or more insurance companies. Advice provided is based on an objective market analysis. In this respect, the products offered may change at any time in order either to offer a new competitive product or remove one that no longer offers good value for money.

Advisers from PUMA, the Poe-ma Insurances offices and their partners may also contact you to offer you products or related services. You may opt out of this service by notifying us of your wish at contact@poe-ma.com.

Personal data protection and right of access

In pursuance of French Law No. 78-17 of 06/01/78 relating to data processing, records and liberties, please be advised that your answers to the questions in the forms are mandatory for the development of insurance proposals. They are meant exclusively for insurers and insurance contract managers, selected by PUMA or Poe-ma Insurances offices in the restrictive framework of the insurances requested.

These details are recorded in our prospect or client file. If you wish to exercise your right to access, modify, correct or delete this personal data, as provided for by Article 34 of the French Data Protection Act, please contact us:

- either by e-mail to contact@poe-ma.com

- or by letter to PUMA c/o Poe-ma Insurances BP 4652 – 98713 Papeete, French Polynesia.

Without any obligation to give specific reasons, you may also oppose the processing of your personal data.

Confidentiality & Security

Personal data and information communicated via the poema-assurances.com web pages or by e-mail exchanges are stored in our data bases and protected. Authorized persons only may access them. PUMA will take any and all available security measures to prevent fraudulent use of these data and information.

Use of the site

The service user acknowledges and accepts that the validity of the insurance companies’ offers, whether made directly or through their representatives, is subject to the correctness of their answers and that inaccurate answers may result in rendering the contracted insurance policy null and void. Therefore, the user undertakes to provide true and honest answers to all questions.

The service user acknowledges and accepts that the very nature of the insurance product may mean that insurance companies working in partnership with Poe-ma Insurances and PUMA are unable to make offers to people with certain profiles, although Poe-ma Insurances and PUMA will do their utmost to make offers to the broadest possible spectrum of profiles.

The service user assumes responsibility for completing his individual profile, and shall not hold Poe-ma Insurances and PUMA in any way responsible in the event that, based on this profile, they are unable to make him an offer.

The user acknowledges and accepts that the sole aim of the information provided on the website is to give brief and partial information on the insurance cover offered by the Poe-ma Insurances offices. The user acknowledges and accepts that the information is devoid of contractual value. Only contracts or policy documents made out in the name of the subscriber by Poe-ma Insurances offices, its insurers or insurance managers may have such contractual value.

The contents and graphic elements appearing on this website are the property of PUMA. Any reproduction without prior authorization is prohibited.

 

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